*APR=Annual Percentage Rate. Effective Date: January 1, 2025. The APR is accurate as of the effective date. Rates are subject to change at any time.
Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection at http://www.consumerfinance.gov/learnmore.
Some restrictions may apply. Rates shown above may not apply to every borrower and is based on creditworthiness.
1 This APR may vary with the market based on the Prime Rate. APR will not exceed 18.00%.
2 This APR may vary with the market based on the average of the 6-month U.S. Treasury Bill Rate. APR will not exceed 18.00%.
†APR=Annual Percentage Rate
*This APR may vary with the market based on the Prime Rate.
Effective Date February 1, 2025. The APR is accurate as of this date.
Paying Interest: We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection at http://www.consumerfinance.gov/learnmore.
Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
Some fees may apply and see additional disclosures. Click here to learn more.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts.
Some fees may apply and see additional disclosures. Click here to learn more.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after the required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
*APR=Annual Percentage Rate. Effective Date: December 1, 2024. The APR is accurate as of the effective date. Rates subject to change at any time.
*Based on loan balance of $10,000 or minimum amount required for term.
†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.
Rates, Financing Amount and Terms: Some restrictions apply. Penalty imposed for early withdrawal. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.
**Special Rate*APY=Annual Percentage Yield. Rate accurate and effective February 1, 2025. APY for 7 months is 3.25%. APY. Early withdrawal penalties may apply. $500 minimum deposit required for regular CD. Must be eligible for membership. Rates subject to change without notice. Fees may reduce account earnings. Subject to change at any time. Some restrictions may apply.
*APR=Annual Percentage Rate. Effective Date: December 1, 2024. The APR is accurate as of the effective date. Rates subject to change at any time.
*Based on loan balance of $10,000 or minimum amount required for term.
†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.
†Step-Up Certificate accounts will have a fixed rate for the term of the certificate. A one time option to have the rate increased to the rate then being offered may be exercised at any time during the term of the certificate. The new rate will be effective the next business day after a written request is received and will remain in effect until the certificates original maturity date. The rate increase must be in writing by an authorized signer on the certificate account. Notification can be made by fax or mail.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Dividends earned will be compounded only if they remain on deposit in the certificate. Penalty imposed for early withdrawal. Some restrictions may apply.
†Step-Up Certificate accounts will have a fixed rate for the term of the certificate. A one time option to have the rate increased to the rate then being offered may be exercised at any time during the term of the certificate. The new rate will be effective the next business day after a written request is received and will remain in effect until the certificates original maturity date. The rate increase must be in writing by an authorized signer on the certificate account. Notification can be made by fax or mail.
**Special Rate*APY=Annual Percentage Yield. Rate accurate and effective December 1, 2024. APY for 7 months is 4.65%. APY. Early withdrawal penalties may apply. $500 minimum deposit required for regular CD. Must be eligible for membership. Rates subject to change without notice. Fees may reduce account earnings. Subject to change at any time. Some restrictions may apply.
*APY=Annual Percentage Yield. Effective Date: December 1, 2024. Last Dividend Declaration Date: November 30, 2024. Rates subject to change at any time.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Dividends earned will be compounded only if they remain on deposit in the certificate. Penalty imposed for early withdrawal. Some restrictions may apply.