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To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Other services
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Card activation
Let’s get your card up and running! Whether it’s a brand-spanking-new card or a reissued card, we’ve got easy ways to help you get started.
Call to activate
Call 1-866-762-0558, then:
- Input your card number
- Enter the CVV (on the back of the card)
- Provide the last 4 digits of the SSN and Date of Birth of the primary account holder
Card Controls
Activate your card in Online or Mobile Banking:
- Go to "Accounts" and "Card Controls" (or "More," then "Accounts" from the Mobile App).
- Select the card and click on Set up card.
- Enter the CVV number (on the back of your card), enter the expiration date.
- Click on Activate Card.
ATM transaction (for Reissued Cards)
If you received a reissued card, simply use your current PIN code during an ATM transaction to activate the card.
After activating your new or reissued card, remember to:
- Deactivate old cards through Card Controls in Online and Mobile Banking or by contacting a representative.
- Destroy all old cards.
Safe deposit boxes
Small (2×5): $35
Medium (3×5): $40
Large (4×5): $45
X-Large (5×5): $55
Legal (3×10): $60
Legal (5×10): $80
Jumbo (10×10): $130
Plenty of size options available
Retrieve your items when needed
Protect your valuable documents and items
Foreign currency exchange
Planning a trip abroad? Travel in style with our foreign currency exchange. We'll work with our partner, Currency Exchange International, to get you a special prices on the service.
Pay electronically
Easy ordering and fast delivery
Coin machine
Tired of counting your loose change? Let our coin machine do the work and save you time. Members enjoy free access at any of our branches, and non-members can use it too for a small fee.
Free for all members
Quickly turn change into cash
Easily deposit into your account
Notary
Yolo Federal offers Notary services for your personal and business needs. Whether it’s a legal document or important agreement, we’re here to help. We also notarize non-Yolo FCU documents for a small fee. Schedule your appointment today at any branch!
Quick, in-and-out service
Handles any standard California notary item
Wire transfers
Need to send money across the globe or just down the street? Wire Transfers let you move cash from your account to banks worldwide. Any amount, anytime—straight to a U.S. bank or its international affiliates.
Restrictions may apply.
Fast and secure transfers
Domestic and international options
Reasonable fees
Frequently asked questions
How can I tell if my card is new or reissued?
New Cards:
- Ordered when the account was opened
- A replacement for a lost or stolen card
- You requested a new card number
Reissued Cards (same card number and PIN as your current card):
- Replaces an expired card
- Reissued due to a damaged or defective card
How do I order foreign currency?
Schedule Appointment — schedule an in-branch or phone appointment to order foreign currency.
Secure Message — Send a secure message through Online or Mobile Banking with the following information:
- Foreign currency type.
- USD Amount or foreign currency amount
- Denominations (small, large, or mixed)
- Travel destination
- Travel dates
- Phone number
A Member Relationship Specialist will contact you about your order and confirm theinformation before the order is placed.
What are the foreign exchange rates and fees?
You will be provided the exchange rate for the date of entry and a follow-up e-mail to determine whether you wish to continue the purchase 7-10 days prior to your vacation.
The exchange rate is subject to change.
There is a $14 shipping fee.
Is there a maximum amount of foreign currency I can order?
Yes, the limit for foreign currency orders is $3,000.
Foreign currency orders will be rounded to whole numbers to match denomination options. For example, an order of $2,097.63 will be rounded to $2,100.00.
How long will it take to receive my foreign currency?
It takes 7-10 business days for the foreign currency to arrive after the order is placed. A Yolo FCU representative will contact you once your order is received.
What do I need to bring for Notary services and is there a fee?
All individuals signing the document need to be physically present. In addition, everyone involved needs to bring a valid photo ID.
Per California standards, there is a $15 per signature fee.
How do I wire money to my Yolo Federal account?
You will need to provide your account number (or member number) to the financial institution the money is coming from. They will also need Yolo Federal's routing number.
Routing Number: 321178514
How long does it take to process a wire transfer?
Outgoing Wire requests received during regular business days, Monday – Friday, by 1 PM PST will be processed same-day. Wire requests submitted after 1 PM PST on business days, or during weekends and Federal Reserve Holidays will be processed the following business day.
NOTE: The time frame for the recipient to receive the wire funds may vary and be contingent on their financial institution.
Have questions? We are here to help.
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Sacramento, Placer, or El Dorado counties is eligible for membership.
