Vehicle Loans
Other Loans
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
No gimmicks, just good deals.
Special Offers
Green Vehicle Discount⁴
Healthcare & First Responder Offer
Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount. Subject to change at any time.
*APY=Annual Percentage Yield. Rate accurate and effective 12/17/2025. Promotional 7-month APY 3.67%. Early withdrawal penalties may apply. $500 minimum deposit required. Funds must be new to Yolo FCU. Membership eligibility required. Rates subject to change without notice. Fees may reduce account earnings. Some restrictions may apply.
.png)
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
†Yolo Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Yolo FCU account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 04/18/2028. Offer subject to change or renewal. Card images shown are illustrative and may vary from the card you receive.
Card images shown are illustrative and may vary from the card you receive.
*Will Packages — $295 for single and $495 for joint. Trust Packages — $699 for single and $899 for joint.
Receive a 25% discount off a LegalTrack - Wills and Trust package 3/1/26 through 4/30/26. To qualify, you must 1) be a Yolo Federal Credit Union member, 2) complete the will or trust package template, and 3) process payment using code YOLOFCU25 by 4/30/26. Discount code will be automatically entered at checkout. Some restrictions may apply.
LegalTrack — Wills and Trusts is powered by Legal Karma.
We are not a law firm nor are we attorneys. We are not the substitute for an attorney nor law firm. We do not provide legal advice nor legal services. This site and applications are not intended to create any attorney-client relationship and your use of this site and/or applications does not and will not create an attorney-client relationship.
Being a member means more
Have questions? We are here to help.
.svg){kind=icon}
Meet Penny! Your virtual assistant, here to help you 24/7:
.svg){kind=icon}
Call us:
Sat 10am-2pm
.svg){kind=icon}
Skip the line, schedule appointment:
Sacramento, Placer, or El Dorado counties is eligible for membership.
