Discounted Loans for Healthcare & First Responders
Vehicles must be registered in the state of California to be financed.
If you’re looking to purchase an out-of-state vehicle, please contact our Member Service Center at MemberService@yolofcu.org or call (530) 668-2700.
These are a few of the requirements:
You could get a loan for up to 90% of the purchase price or value (whichever is less), with minimum $500 cash or 10% down payment (whichever is more).
Other restrictions may apply.
Individuals employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system.
To receive the discount, first responders or healthcare professionals must provide proof of employment such as Paystub, ID badge, etc.
Offer cannot be combined with any other offer
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⁺Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount. Subject to change at any time.
⁴Green Loans: Yolo Federal Credit Union offers a .30% rate discount. To qualify, the vehicle must meet the IRS guidelines for energy efficiency tax credits. Subject to change at any time.
