PAY Pass

Level up your banking with Perks At Yolo

Loyalty is important to us—so we’re here to make it worth your while. At Yolo Federal, you're rewarded when you save, invest, and grow your relationship.
3 levels
Automatic rewards
No sign up needed

How it works

Use our services, earn points—it’s that easy. When you hit the points threshold, you’ll automatically unlock the next rewards level with even better benefits. No need to sign up, no extra steps. The more you do with us, the more we reward you. Simple, right?

How to earn points

1/2 point:

  • Enrolled in Online Banking and login at least twice per month
  • Enrolled in eStatements


1 point:

  • Point per loan
  • Deposit balance greater than $5,000
  • Enrolled in Direct Deposit
  • Minimum of 30 Debit or Credit Card transactions per month: 1 point per card type (Card Types: Debit, Visa Share Secured, Visa Classic, Visa Gold, Visa Cashback Plus)
  • 5–9 years of Membership


2 points:

  • 10+ years of Membership

Level 1
6+ points

  • 2 free wires per calendar year
  • 2 free Skip-A-Pays per calendar year
  • 2 free notaries per calendar year
  • 3 free stop payments per calendar year
  • Waive out-of-network ATM fees
  • Free Safe Deposit Box
  • Free cashiers checks
  • No Share Savings low balance fee

Level 2
4-5 points

  • 1 free wire per calendar year
  • 1 free Skip-A-Pay per calendar year
  • 1 free notary per calendar year
  • 2 free stop payments per calendar year
  • 50% discount on Safe Deposit Box
  • Free cashiers checks
  • No Share Savings low balance fee

Level 3
3 points

  • 1 free stop payment per calendar year
  • 25% discount on Safe Deposit Box
  • Free cashiers checks
  • No Share Savings low balance fee
Disclosure

Some restrictions apply. Subject to changes. Safe deposit box fees range from $35-$130. S1 minimum balance fee is $5 per month. All aggregate deposits must be maintained on a daily basis. Member must be in good standing to qualify for rewards/discounts. Federally insured by the NCUA. Safe Deposit Boxes are not NCUA insured.

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Have questions? We are here to help.

Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer,
or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.