Insurance

Protection for Everyday

Simple, straight forward insurance to fit your needs
TrueStage®
GAP Insurance
Proof of insurance

Insurance

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.

Get a quote or explore your options at TruStage.com.

Insurance options

Auto insurance

You work hard for your money. So, why should you overspend on your Car Insurance? With TruStage®, you could save money*, get access to 24/7 service, enjoy discounts*, and more!
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Life insurance

Life Insurance allows you to help protect your family, even if you’re gone. Whether they need help paying for things like the mortgage or every daily bills, having a Life Insurance policy is a crucial component of every financial plan.
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AD&D insurance

A serious or fatal accident could change your family’s life in a heartbeat. That’s why you’re entitled to $2,000 of no-cost Accidental Death & Dismemberment insurance with TruStage®—an exclusive member benefit fully paid for by Yolo Federal Credit Union.
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Disclosures

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may vary by state.

*Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

†TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677 0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may vary by state. Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL© TruStage Insurance Agency

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GAP Insurance: Guaranteed vehicle protection

If your vehicle is stolen or totaled in an accident, most insurance companies will only pay out what the vehicle is currently worth, and not what you still owe on your loan. This leaves a “gap” that could mean thousands of dollars out of your own pocket. Guaranteed Auto Protection covers the difference, and offers you considerable peace of mind.

For cars, we can easily add GAP to your loan for an affordable flat fee of $499. We also have GAP available for RVs, trailers, boats, motorcycles, and other vehicles.

*Some restrictions may apply
Affordable flat rate of $499
Coverage for cars, RVs, motorcycles, and more

Proof of Vehicle and Homeowners Insurance

Do you have a vehicle loan or home loan with Yolo Federal? Providing us proof of insurance is easy and takes only a minute or two.

Just log onto MyLoanInsurance.com and complete the short submission form. We’ll follow up with your insurance company to confirm coverage.
Some restrictions apply.
Affordable flat rate of $499
Coverage for cars, RVs, motorcycles, and more

Debt Protection

Sometimes life can hit you hard. It’s not pleasant to think about, but an unexpected emergency, layoff, or illness could make it difficult to pay off your loan. We offer optional Debt Protection with our loans to instill a little peace of mind. Here are some of the options:

Life Protection – Pays off your loan up to $50,000.

Disability Protection – Makes your monthly loan payments until you are able to return to work.

Involuntary Unemployment Protection – Covers your monthly loan payments if you lose your job.

FMLA Protection – Makes your monthly loan payments while you are off work for a protected event.

You can purchase protection for both you and your spouse. The premiums are affordable and are simply added to your monthly loan balance for easy payment.

Some restrictions apply.

Loan payments if you lose your job

Loan payments during FMLA leave

Loan payments during disability

Frequently asked questions

Who is TrueStage®?

TruStage is underwritten by CMFG Life Insurance Company, a well-known credit union member insurance provider. For more than 80 years, CMFG Life has earned the trust of members nationwide and is rated “A” (Excellent) by A.M. Best, an independent national organization that rates insurers’ financial strength and performance. “A” is the third-highest of 16 ratings, as of March 2021. Join more than 20 million members who rely on TruStage.

How do I apply?

You can apply online or over the phone through the TruStage® Insurance website.

Have questions? We are here to help.

Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer,
or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.