Mobile Home Loans

Home Sweet Home

Save on your Mobile Home Loan with lower rates, fewer fees, and a lender you can trust.
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Competitive rates
Customized loan packages

Mobile Home Loans

We’re committed to helping you achieve your financial goals. Whether you're buying your first home or downsizing, our affordable Mobile Home financing and personalized guidance from our experts can help you find the perfect fit.
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Highlights

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Woman and man with dog on sofa

Customized loan packages that fit your budget

Loan amounts up to $300,000

Your loan stays with us from start to finish

Competitive rates

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Wooden interior in house

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Customized loan packages that fit your budget

Loan amounts up to $300,000

Your loan stays with us from start to finish

Competitive rates

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Healthcare & First Responder Offer

At Yolo Federal, we believe in giving back to those who serve our community. To show our appreciation, we're offering a 0.25% discount on select Consumer Loan products for healthcare and first responder professionals. Your service and dedication inspire us every day.
Ambulance car at the street
Exclusive 0.25% rate discount for healthcare & first responder professionals
Voted #1 best credit union by members
5 star service promise
Exclusive offer
What our members say:
“Yolo FCU gave me a mobile home loan when no one else would help me. They took a chance on me, a newly single mom, and that was six years ago…I love my home to this day. Forever home now!”
Peggy Ostring

Knowledge that gives you the power

Unlock your financial wellness with a Home Loan checkup

When was your last Home Loan checkup? Reviewing your Home Loan health is equally important.

What to consider when buying a multifamily property

In this blog we’ll cover 4 factors that should be considered before finalizing the deal.

3 tips for investing in multifamily properties

Unlike single dwelling units, multifamily could boost your income while reducing vacancy rates.

Unfilter your home renovation

There are many things to consider before tackling a large or small home renovation project.

Unlock your financial wellness with a home loan checkup

When was your last Home Loan checkup? Reviewing your Home Loan health is equally important.

3 tips for investing in multifamily properties

Unlike single dwelling units, multifamily could boost your income while reducing vacancy rates.

What to consider when buying a multifamily property

In this blog we’ll cover 4 factors that should be considered before finalizing the deal.

Unfilter your home renovation

There are many things to consider before tackling a large or small home renovation project.

Frequently asked questions

What are your current rates?

Real Estate rates can change daily.

Our real estate team would be happy to help you! Please contact them to chat more about our real estate rates.

Can I take cash out with a Mobile Home refinance?

Yes, you can take up to 80% of the appraised value of the unit. Some restrictions may apply.

Can anyone apply for a Mobile Home Loan?

To apply, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.

To qualify for membership, you must live, work, worship, attend school, or looking to purchase your primary residence in Yolo, Sacramento, Placer, or El Dorado counties.

Who qualifies for the Healthcare & First Responder offer?

Individuals employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system. To receive the discount, first responders or healthcare professionals must provide proof of employment such as Paystub, ID badge, etc.

Are there any exclusions for Healthcare & First Responder offer?

Offer cannot be combined with any other offer

  • Excludes refinances of existing Yolo Federal Loans
  • All variable rate loans and lines of credit, including credit cards and HELOCs
  • All Business Loans
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Ready to apply?

Have questions? We are here to help.

Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer,
or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.
Disclosure

Healthcare First Responder Discount: Yolo Federal Credit Union offers a .25% rate discount on qualifying fixed-rate loan products for healthcare and first responder professionals. Qualifying loan products include: Vehicle, Recreational Vehicle, Motorcycle, Boat, Real Estate, Home Equity, Signature, and Energy Saver Loans. To receive the discount, the individual must be employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system at the time of application and provide proof of employment. Retired healthcare and first responder professionals also qualify for loan discount. Subject to change at any time.

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